Health Insurance Is Not A Guarantee Of No Stress

I am epileptic. I have given birth twice. I am a normal person.

Yet, one of the things that causes me the most stress in this life is my health insurance.

Unfortunately, I have a chronic condition. It’s not an option. I’m lucky enough that I can afford insurance. I’m lucky enough to be able to control my condition. I’m lucky enough to have a simple enough solution to handle it.

Dealing with insurance, however, makes the condition feel worse than it is. There are constant problems with meeting all the requirements to get the medicine I need to control the condition. The insurance doesn’t talk to the pharmacy, the pharmacy doesn’t talk to the doctor, the doctor can’t talk to the insurance. It’s like I need to conference call all of them constantly to make everything function smoothly.

In the past 4 months, I have had to deal with it all at least 3 times. For a month, I was constantly calling the insurance company, the pharmacy, and my doctor to get all the paperwork in order so I could continue to get the medication that I’ve been on for 13 years.

Why is it so hard? Why can’t something that should be so basic be easier? I’ve definitely read that it’s easier in other countries. I do realize that the insurance industry is a for-profit business and this is a way to make money. Why is that the case though? Shouldn’t our healthcare be a necessity, not a luxury? Shouldn’t we be able to get what we need without stress? Isn’t getting sick stressful enough?

I hope I get to see things get easier in the insurance world in my lifetime. I don’t know how this country can untangle the mess that it is. I don’t even know if the people in charge want to.

All I know is that it’s frustrating that in addition to whatever our bodies and minds are going through on a regular basis, we have to add a good dose of stress to it.

Barely An Accountant

So I’m pretty sure that most Indian parents out there dreamed that their child was going to grow up and be a doctor or if not that,  at least an engineer.  I didn’t realize that my profession as an accountant didn’t really count in the eyes of the community.  Not until I had heard someone say that I was barely an accountant. 

The funny thing is that I’m the one with a standard degree in my family.  My siblings and even my cousins did much more interesting things that just accounting.  I’m a little jealous that my degree is so boring.  

So let’s talk about the standards and expectations that the Indian community has.  If you’re a doctor,  you’ve made it. If you marry a doctor, you have also made it. Now if you are both doctors,  you both are pretty much royalty.  

I’m assuming that this mentality that the generations above us have of becoming a doctor has to do with two things : financial stability and status in the community. I have even heard people in our generation talk about the fact that if someone is a doctor (or if you marry one),  that person has it made. 

 It has absolutely nothing to do with the fact that you might actually love what you do. The people I know that are doctors have this passion for their respective specialties. They work pretty damn hard at it too.  

Now let’s talk about the rest of us.  The accountants, the lawyers, the business people, the journalists, the artists, etc. Are we now considered unsuccessful? When people meet us, do they look down on us because we didn’t want to become doctors? What is so wrong about following a different passion?  

In past posts, I’ve talked about making something you love into a financially stable career.  What if you did that already?  I honestly think that as long as a person has ambition for something and can support themselves,  they can do anything they want in the world. And I think people have stopped caring what the community thinks regarding this. Otherwise,  we wouldn’t have had such a range of professions out there now.  

The question really is whether or not we will get respect for what we have chosen to do with our lives.